Banking
Our Place has The Money Advice Service on hand to run through the best advice on Bank accounts and credit or debit cards.
Here you can find out about choosing and using an account or card, fees to watch out for and how to avoid running up debts.
Choosing the right account click below for information on the types of bank account and how to choose the right one for you:
• Current accounts
• Packaged accounts
• How to choose the right bank account
• Joint accounts
• Basic bank accounts
• How to open, switch or close your bank account
• Identify requirements for basic bank accounts
Managing your bank account click below for help with making payments, how to use overdrafts wisely and avoiding or dealing with bank charges:
• Running your bank account
• Payment into your bank account
• Making phone and online bank transfers
• Direct Debits and standing orders
• E-payments – why, when and how to use them
• Using cheques and banker’s drafts
• Bank fees at a glance
• Overdrafts – how to use them without breaking the bank
• How to claim unfair charges
Travel money or sending money overseas click below for buying foreign currency, cheap cards to use abroad and choosing the best way to send money overseas:
• Using a bank to send money overseas
• How to send money overseas
• Using a money transfer firm to send money overseas
• Using a currency broker to send money overseas
• Buying a foreign currency
• Travel money options – cash, cards and traveller’s cheques
• Checking the authorisation of a firm to send money
• Cheap cards to use abroad
Lost accounts click below to trace lost bank accounts, lost savings accounts or Premium Bonds:
Credit & debit cards click below for how to choose the right one, fees and charges and how to avoid running up debts:
• How to use credit card comparison tables
• Should you transfer your credit card balance?
• Cheap cards to use abroad
• Credit card cheques
• How you’re protected when you pay by card
• Charge cards
• Store cards
• Managing your credit card account
• Credit cards
• Prepaid cards
• Debit cards
• Credit and debit cards – a quick guide
• Choosing and applying for a credit card
• How to reduce the cost of your credit and store card
• Cashback credit cards
• Credit card calculator
