The rising cost of fuel can be a real worry, but let’s face it; failing to heat our homes properly can be more of a risk, especially as it can cause cold-related illnesses such as pneumonia.

If you’re worried about your fuel bills but want to have a warmer home this winter, then check out Our Place’s tips:

Winter Fuel Payment is an annual payment to help with heating costs, made to households with someone over Pension Credit age. Find out your entitlement here.

In winter 2012-13, you will be eligible for the Winter Fuel Payment if you are born before 6 July 1951.

You will normally receive £200 if you are under 80, and £300 if you are 80 or over.

You will usually get less if you live with other people who also qualify.

You only need to claim once. After this, you should get it automatically each year, as long as your circumstances do not change.

To ask about your payment or make a claim‚ call the Winter Fuel Payments Helpline on 0845 915 1515.

Cold Weather Payments are made when the weather is very cold. You can get an additional £25 a week when the average temperature has been‚ or is expected to be‚ 0°C or below for seven days in a row.

You will automatically receive a Cold Weather Payment if you get Pension Credit or certain other means-tested benefits.

Warm Front is a government-funded scheme in England which offers grants to provide homes with adequate heating and insulation. To be eligible, the property must be assessed as not being energy efficient.

You can apply if you receive certain benefits such as Pension Credit.

Both homeowners and private tenants can apply. To find out more or to apply for a grant, call 0800 316 2805 or visit the energy grants section of the Directgov website.