Our Place is always on the lookout for new angles to give you the edge over the run-of-the-mill insurance offerings.
We have two significant enhancements to travel insurance that will help anyone taking a holiday, but the benefits really kick in for people who are taking more frequent breaks.
One is a money-saving alternative to taking out expensive excess insurance every time you pick up a hire car. The second greatly speeds up travel insurance quotes for clients with existing health conditions.
Car hire excess cover
This is a great alternative to slavishly ticking the “Yes” boxes when you fill out forms at a car hire desk.
Recommended by Guardian Money’s Miles Brignall, it will help you save money on holiday.
The perceived wisdom to avoid being ripped off with car hire is to go for the most basic package available, ignoring all the extra cover they offer you. This is fine as long as you have alternative arrangements in place – and that’s where this option comes in.
By having this very cost-effective policy you can say “No” to the car hire company’s exorbitant rates for excess insurance, collision damage waiver and supplemental liability.
Although you can take this cover out for a single holiday, the savings really build up for those who take frequent short breaks throughout the year and have annual travel insurance policies.
Car hire excess insurance can be taken out as an optional extra when buying your travel insurance.
To take out travel insurance, with or without this add-on, click here.
Quick cover for travel with pre-existing health conditions
Travel insurance for people with pre-existing conditions can be a pain in the neck.
You may have to get medical letters from doctors or even go for a health screening, then come back with the results to get a quote.
But now, through Our Place, you can take an online health assessment and get a quote instantly – far easier and quicker. This is a huge advance over the current process.
Regardless of whether you’re doing frequent short breaks or taking one long holiday this is a real advantage that saves a lot of time and trouble.